Financial Services · Credit
A credit underwriting portal built for a Central Bank of Nigeria and Sterling Bank initiative to strengthen lending standards.
- Client
- Sterling Bank × CBN
- Industry
- Financial Services · Credit
- Platform
- Web Application
- Timeline
- 3 Months
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The challenge
Companies seeking financing had no consistent route to submit project details, and the Development Finance Department had no single view of applications moving through appraisal — making healthy credit risk underwriting hard to monitor at scale.
What we built
A web-based portal where qualified companies apply for financing by uploading project details and requirements, with intelligent credit assessment and automated processing feeding a monitoring view for the Development Finance Department.
Overview
- Intelligent credit assessment
- Automated loan processing
- Real-time monitoring
- Appraisal reporting for the Development Finance Department
An initiative of the Central Bank of Nigeria (CBN) and Sterling Bank to stimulate healthy credit risk underwriting amongst Deposit Money Banks (DMBs).
This comprehensive web-based portal empowers qualified companies to apply for financing by uploading project details and requirements. The platform features intelligent credit assessment, automated loan processing, and real-time monitoring capabilities for enhanced financial transparency.
All appraised and approved applications are updated on the platform for comprehensive monitoring and reporting by the Development Finance Department.
The interface
Web Application built for the people who use it every day.
Design system & components
Results
Outcome metrics for this engagement have not been published yet. We do not estimate figures we cannot evidence — when the Sterling Bank × CBN team clears them for release, they will appear here.
Services engaged
- Brand & UX/UI Design
- Software Development
- Credit Risk Assessment
- Loan Processing System
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